They will ensure you get the best product for the best price, provide exceptional service and support, and expert advice that is tailored to your requirements. Alta West, a private lender in Kelowna that offers flexible mortgage options and lending solutions, has been providing mortgage services for more than 25 years. Bank mortgage applications can be difficult, time-consuming, and even impossible to complete. At Alta West, we operate under fewer restrictions, thus allowing us to provide tailored solutions for those who need them most. Choose Alta West and discover why more and more individuals are embracing private mortgage lenders as an alternative to the banks. Matthew is well-known for his excellent customer service and extensive knowledge in his field. He also has a friendly, personable demeanour.
- Our Kelowna-based team of mortgage brokers can help you if you don’t intend to buy a home, but are looking to refinance or renew your mortgage.
- I can compare wholesale mortgage rates from many banks and lenders.
- With these mortgage lenders, you will not be required to prove your income and a reasonable estimate of your annual income will be acceptable.
Highline mortgages work with over 40 different lenders including chartered banks, credit unions, monoline mortgage companies, and private lenders.
Begin with a conversation with a mortgage professional in your area. Regardless of mortgage rates, if a down payment is less than 20% of the home or property value, mortgage insurance is mandatory in Kelowna . Because mortgages include insurance premiums, clients don’t have to pay. This expense is “out of pocket”.
They have an extensive background related to the industry and they are there to provide you with high- quality services. We will help you find the right product based on your lifestyle and needs. You should give us a call if you are looking to work with the top mortgage brokers in Kelowna.
For mortgage lenders, a down payment of this size is more of a risk, so the mortgage insurance premium acts like a guarantee in the event of a default on the loan. Ric has helped us secure financing for our last 2 homes, and both times we couldn’t have been happier with his and his teams service. He made sure we had all the information we needed before we submitted an offer. He was quick to answer any questions and provide any guidance. Our team of mortgage brokers in Kelowna know the city and the real estate market.
How long does a mortgage advisor appointment take?
A mortgage appointment can last anywhere between 30 mins and a few hours. In the past, you would need to book an afternoon and then travel with a heavy bag of documents to a branch or broker office. This is no longer necessary. You can do this over the phone with most banks.